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バライ ムニム クマール
BARAI Munim Kumar 所属 立命館アジア太平洋大学 国際経営学部 職種 教授 |
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| 言語種別 | 英語 |
| 発行・発表の年月 | 2026/02 |
| 形態種別 | 論文（学術誌・プロフェショナル誌） |
| 査読 | 査読あり |
| 標題 | Fintech Adoption and Bank Risk, Efficiency and Stability: Evidence from Panel Data of Selected Asian Economies
DOI:10.3390/fintech5010014 |
| 執筆形態 | 共著 |
| 掲載誌名 | FinTech |
| 掲載区分 | 国外 |
| 巻・号・頁 | 5(14),pp.1-24 |
| 概要 | The paper uses non-performing loans (NPLs) and provisions for loan losses (PLLs) as proxies for risk, efficiency ratios, and the cost-to-income ratio as efficiency measures, and the stability ratio and Z-score as indicators of stability. To estimate the results, it applies ordinary least squares and fixed-effects techniques. The study finds that fintech adoption reduces associated bank risk, presents mixed effects on efficiency, and strongly supports bank stability. |
| researchmap用URL | https://doi.org/10.3390/fintech5010014 |